Power outage food loss claims | Can Moore County residents get reimbursed for food, other losses due to power outage?

MOORE COUNTY, NC (WTVD) — The power outage in Moore County will lead to residents throwing hundreds of dollars’ worth of food away after days without electricity.

“I just bought a gallon of milk, and I know that won’t be no good after three days,” said Moore County resident Tiffany Gonzales.

Before the power went out Saturday night, her refrigerator and freezer were full of food. “The ice cream I know is gone, everything in here is melted, probably about $200-$300 thrown away as we couldn’t cook it all.”

ABC11 ask Moore County leaders if there will be any reimbursement for these losses?

A representative with Moore County said, “There are no reimbursement available from FEMA or the State for Individual Assistance since there is not a state or federal declaration.

However, the NC Department of Health and Human Services (NCDHHS) confirmed they are in the process of requesting timely reporting and auto/mass replacement Food and Nutrition Services waivers from the USDA.”

When it comes to whether residents can file a claim with Duke Energy, Jeff Brooks says, “When we have situations that are beyond our control that occur those are typically not covered by the claims process, but with that said, Duke Energy is working with local programs in the community to try and provide assistance and support to the community. We will be looking for an opportunity that we can help customers in this area, recognizing that this has been a difficult challenge.” On Tuesday, Duke Energy committed $100,000 to support the needs of the Moore County community.

If you have homeowners or renters insurance, you’ll need to take a look at your policy or call your agent to see if food loss is covered. A representative with Allstate Insurance says, “It’s important to keep in mind that coverage limits typically apply. So, for example, even if you have $700 worth of spoiled food, your homeowner’s insurance policy may only cover up to $500. In addition, you ‘ll usually have to pay a deductible before receiving reimbursement. Limits and deductibles can vary, so be sure to read your insurance policy or ask your agent to learn about the specifics of your coverage.”

If you do decide to file a claim, make sure you document the loss before you throw the food away. Also, take pictures or videos of the food that is spoiled. If you have receipts provide those as part of your claim.

If you don’t have receipts estimate the cost of the food loss.

North Carolina Insurance Commissioner Mike Causey has asked licensed insurance companies to be economically flexible with consumers who have been affected by the Sandhills power outages. “This criminal act has had a significant impact on nearly 45,000 residents,” said Commissioner Causey. “Many folks cannot access their online insurance accounts due to power loss. We are requesting that insurance companies be flexible with customers during this time until power is fully restored.”

In addition, Commissioner Causey has asked the licensed insurance industry to consider the following actions:

  • Relax due dates for premium payments
  • Extend grace periods
  • Waive late fees and penalties
  • Consider cancellation or non-renewal of policies only after exhausting other efforts to work with policyholders to continue coverage

In addition, Commissioner Causey is requesting that all insurance agents, brokers and other licensees who accept premium payments on behalf of insurers take steps to ensure that customers can make premium payments in a user-friendly manner. This request applies solely to individuals who have been directly affected by this incident, rather than a blanket insurance payment holiday for everyone.

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Consuming ultra-processed foods could increase dementia risk: study

People could be at a higher risk for dementia if more than 20% of their daily caloric intake is ultra-processed foods, a new study has found.

The part of the brain involved in processing information and making decisions, or executive functioning, is particularly impacted by the risk of cognitive decline, according to the study published Monday in JAMA Neurology.

In the study, people who consumed the most ultra-processed foods recorded a 28% faster rate of global cognitive decline and a 25% faster rate of executive function decline compared to those who ate the least amount of overly processed foods.

Ultra-processed foods were defined in the study as “industrial formulations of food substances (oils, fats, sugars, starch, and protein isolates) that contain little or no whole foods and typically include flavorings, colorings, emulsifiers, and other cosmetic additives. “

EATING HIGH-PROCESSED FOODS COULD LEAD TO A FASTER RATE OF COGNITIVE DECLINE: STUDY

Bacon cheeseburger with french fries on a plate.

Bacon cheeseburger with french fries on a plate.
(iStock)

Examples of ultra-processed foods include hot dogs, hamburgers, sausages, french fries, sodas, cookies, cakes, candy, donuts and ice cream.

The study followed more than 10,000 Brazilians for up to 10 years, with the average age of participants being 51.

Cognitive testing includes immediate and delayed word recall, word recognition, and verbal fluency. This testing was performed at the beginning and end of the study, with participants answering questions regarding their diet.

The study was presented Monday at the 2022 Alzheimer’s Association International Conference in San Diego, California.

“In Brazil, ultra-processed foods make up 25% to 30% of total calorie intake. We have McDonald’s, Burger King, and we eat a lot of chocolate and white bread. It’s not very different, unfortunately, from many other Western countries ,” said co-author Dr. Claudia Suemoto, an assistant professor in the division of geriatrics at the University of São Paulo Medical School.

“Fifty-eight percent of the calories consumed by United States citizens, 56.8% of the calories consumed by British citizens, and 48% of the calories consumed by Canadians come from ultra-processed foods,” he continued.

Examples of ultra-processed foods include hot dogs, hamburgers, sausages, french fries, sodas, cookies, cakes, candy, donuts and ice cream.

Examples of ultra-processed foods include hot dogs, hamburgers, sausages, french fries, sodas, cookies, cakes, candy, donuts and ice cream.
(Kerry J. Byrne/Fox News Digital)

THESE ARE THE WORST FOODS FOR YOUR HEALTH, EXPERTS SAY

And co-author Natalia Gonçalves, a researcher in the department of pathology at the University of São Paulo Medical School, said people who “consumed more than 20% of daily calories from processed foods had a 28% faster decline in global cognition and a 25% faster decline in executive functioning compared to people who ate less than 20%.”

It is already known that ultra-processed foods increase the risk of obesity, heart and circulation problems, diabetes, cancer, and a shorter life span.

To avoid these increased health risks, experts encourage people whose diets consist of ultra-processed foods to also consume high-quality foods such as fruits, vegetables and whole grains.

According to Suemoto, one way to ensure a high-quality diet is to prepare meals from scratch.

It is already known that ultra-processed foods increase the risk of obesity, heart and circulation problems, diabetes, cancer and a shorter life span.

It is already known that ultra-processed foods increase the risk of obesity, heart and circulation problems, diabetes, cancer and a shorter life span.
(Photo illustration by Joe Raedle/Getty Images))

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“People need to know they should cook more and prepare their own food from scratch. I know. We say we don’t have time, but it really doesn’t take that much time,” Suemoto said.

“And it’s worth it because you’re going to protect your heart and guard your brain from dementia or Alzheimer’s disease,” she continued. “That’s the take-home message: Stop buying things that are super-processed.”

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Fredericksburg restaurant raided by Virginia ABC for illegally serving alcohol

A Fredericksburg restaurant owner and political candidate says he’s not done fighting, just days after his business was raided by the Virginia Alcoholic Beverage Control Authority.

“What the state of Virginia just did is they took my livelihood away from me right before Christmas,” Gourmeltz owner Matt Strickland told FOX 5 Monday.

Strickland has been in the headlines before.

Early in the pandemic, he refused to follow Virginia’s COVID-19 guidelines, like encouraging mask-wearing and social distancing.

Ultimately, both the restaurant’s health and alcohol permits would be suspended.

PREVIOUS COVERAGE: Restaurant owner says he’s staying open after license suspended for COVID-19 violations

Strickland went to court and got his health permit back, but the Virginia ABC wrote that despite a lengthy legal battle and the Circuit Court of Spotsylvania County ruling in the ABC’s favor, Gourmeltz “… continued to serve beer, wine, and mixed beverages to customers.”

“I knew that the only way we’d come out of this was by the community standing together and fighting back against this tyrannical government, so I continued to sell alcohol,” Strickland said.

The ABC also said they’d reduce the alcohol license suspension to 15 days upon the payment of a $4,000 penalty and another $6,469.18 to cover the investigation.

Judge says defiant Fredericksburg restaurant that broke COVID-19 rules can stay open, according to attorney

“I’m not paying any fine. I’m not serving any suspension, and the reason for that is because I did nothing wrong,” Strickland said.

Instead, the Army veteran has vowed to continue his fight, now planning to run for the State Senate in 2023.

“I’m not concerned whatsoever,” Strickland said when asked if he was worried the state could take further action against his business. “I’ve been ready to die for my country since I was 17 years old, and I’m willing to fight as long and as hard as it takes to make sure that this fight that I’m in right now, this fight that we’re all in right now, doesn’t get passed down to the next generation.”

The Virginia ABC developed a timeline of administrative proceedings and actions related to Gourmeltz, but declined further comment.

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